PCT Federal Credit Union
2203 Cranberry Highway
W. Wareham, MA 02576
Phone: 1-800-221-0189
Secondary: 508-291-0777
Hours: MONDAY-FRIDAY Drive-thru 8:00 AM -- 4:30 PM Lobby 9:00 AM -- 4:30 PM SATURDAY Drive-thru 8:30 AM--12:00 PM Lobby 9:00 AM -- 12:00 PM
Email: info@pctfcu.org
Fax: 508-295-0503

Visit our website for a full listing of our products and services!



Our Mission Statement is as follows:

"The Plymouth County Teachers Federal Credit Union was established to provide our members with the best possible financial services at the best economical rates in the most convenient manner. We will provide high quality, personal service in a friendly environment. "


Field of Membership

Plymouth County Teachers Credit Union is a full service Credit Union serving:

  • Persons who live, work, worship, or attend school in the Town of Wareham.
  • Employees of any school system in Plymouth County.
  • Employees of the Town of Freetown school system.
  • Employees of the Southeastern Regional Vocational High School.
  • Employees of the Bridgewater State Teachers College.
  • Employees of the Bourne public schools system including Upper Cape Regional Vocational School.
  • Employees of the Town of Wareham.
  • Employees of the Wareham Fire District.
  • Employees of the Town of Rochester.
  • Employees of the Town of Marion.
  • Employees of the Town of Bourne.
  • Also included are persons retired as pensioners or annuitants from the above employment.
  • Spouses of persons who died while within the field of membership of this credit union.
  • Employees of this credit union.
  • Members of the immediate family or household of any of the above.



Save Up with a Youth Account with PCT Federal Credit ...

PCT Federal Credit Union is celebrating National Credit Union Youth Month in a big way!! It’s never too early to start saving and learning to manage your finances! April is National Credit Union Youth Month; and to celebrate, we are offering a punch card to any youth account holder that will be ...
Free Homebuyers Seminar Hosted by PCT Federal Credit ...

Attention Homebuyers! If you’re looking to buy a home and have questions, or want to educate yourself about the ins and outs of the process, attend our FREE Homebuyers Seminar! Join us for this informative Homebuyers Seminar on Thursday, March 10th from 6:00-7:00 PM at PCT Federal Credit ...
PCT Federal Credit Union Sponsors the Wareham Gatemen

PCT Federal Credit Union in West Wareham is pleased to announce our Annual Sponsorship of the Wareham Gatemen. Join us Saturday, August 3rd at 7:00pm for the game. See you there!
Looking to Refinance Your Auto Loan?

PCT Federal Credit Union in West Wareham is now offering an auto loan refinancing special! For a limited time only, you can finance your new or used vehicle for as low as 1.99% APR* for up to 60 months. Don’t miss out on this limited time offer. Apply online today! ~ *Annual Percentage ...
IRS Announces 2013 Cost-of-Living Adjustments for IRAs

These limits went into effect January 1, 2013, and are applicable to 2013 tax year contributions. The new IRA contribution limit is $5,500, up from the previous $5,000 limit. The catch-up contribution limit, for those individuals age 50 and over remains unchanged at $1,000. For more information...